Homeowners Insurance - Information Needed for a Seamless Quote

Posted on Oct 12, 2021 in Buying a Home

Homeowners Insurance - What you'll need for a quote
Obtaining an insurance quote requires a lot of information. This checklist is here to help you obtain an insurance quote with ease and to avoid the need to call back again for missing information. 


A Homeowners Insurance Policy is a contract that is a promise to pay in the event of a loss. The contract is made between th...

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Deposit Vs. Down Payment - How Much Liquid Cash Do I Need?

Posted on Oct 06, 2021 in Buying a Home

Deposit Vs. Down Payment - How Much Liquid Cash Do I Need?

What does “Liquid” mean?

It means that it is ready to be withdrawn at a moment’s notice. Cash is liquid. Money in your investment accounts that will take a while to get to your account is not liquid.  

You will have to make a trip to the bank to get the funds, which are typically a bank draft. Most institutions don’t allow for an online transaction. Ma...

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Nicole's Rules

Posted on Aug 12, 2021 in Buying a Home

Yes, I know. Nobody likes rules.  

Consider these as “Nicole’s experience-based guidelines that apply to most buyer’s situations which help manage your expectations to ensure you have a positive purchasing experience.” The first title was simple.  

These ‘rules’ are what I have found in my real estate career to be true when purchasing a home in Guelp...

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